Pet Insurance Plans
Did you know? Nationwide is the first provider with coverage plans for birds and exotic pets.
Accident coverage
Support for unexpected injuries
Illness coverage
Support for when pets get sick
Wellness coverage
Support for proactive care
Introducing: My Pet Protection ChoiceSM
My Pet Protection Choice℠ | Accident & Illness | Accident, Illness & Wellness | Customizable |
|---|---|---|---|
| Annual deductible options | $250 | $250 | $100 to $500 |
| Reimbursement level | 80% | 80% | 50%, 70% or 80% |
| Accident coverage |  | | |
| Annual maximum | $5,000 | $5,000 | $2,500 or $5,000 |
| Broken bones, animal attack, hit by car, poisoning, heatstroke, and more | | | |
| Illness coverage | | | Optional |
| Annual maximum | $5,000 | $5,000 | $2,500 or $5,000 |
| Ear infections, diabetes, vomiting, allergies, cancer, and more | | | |
| Hereditary & congenital coverage | | | Optional when purchased with illness coverage |
| Annual maximum | $5,000 | $5,000 | $2,500 or $5,000 |
| Hip dysplasia, cherry eye, elbow dysplasia, umbilical hernia, brachycephalic syndrome, and more | | | |
| Wellness coverage (for dogs & cats) | | | Optional |
| Annual maximum | $450 | $450 or $800 | |
| Vaccinations or titer, fecal test, deworming, microchip, health certificate, heartworm or FeLV/FIV test, flea control or heartworm prevention, and more |  | | |
| Spay/neuter or dental* and one additional test** | | | |
* Coverage for spay/neuter or dental starts 90 days after the original policy term effective date. ** One additional test of the following: health screen (blood test), radiograph (X-ray), electrocardigram (EKG).
All plans require accident coverage; additional coverage for illness, hereditary & congenital, and wellness is optional. Optional coverage for behavior, prescription food and prescription supplements may also be available. Optional cruciate coverage may be added after the first year of coverage; not available in all states. Pre-existing conditions are not covered.
My Pet Protection Choice coverage highlights
Pet-loving employees can fetch the best health coverage for their pets with My Pet Protection Choice, available only through workplace benefit programs. Choose from two ready-made plans, or customize a plan.* Plans cover:
- Accidents and injuries
- Chronic illnesses
- Procedures
- Common illnesses
- Hereditary conditions
- Holistic and alternative care
- Serious illnesses
- Testing and diagnostics
- And more!
Plus, every My Pet Protection policy includes these additional benefits to maximize your value:
- Emergency boarding and kenneling fees
- Lost pet advertising and reward
- Lost pet due to theft or straying
- Mortality benefit
Coverage includes emergency care and specialists. No networks, no pre-approval, no problem.
*Some exclusions may apply. Certain coverages may be excluded due to pre-existing conditions. See policy documents for a complete list of exclusions and any annual limits that may apply. Plans may not be available in all states. Policy eligibility may vary.
**Guaranteed issuance means any new pets enrolling into a My Pet Protection Choice plan are eligible for enrollment regardless of health status. Guaranteed issuance does not mean guaranteed coverage since certain exclusions could apply.
More than great coverage
24/7 pet telehealth support
All Nationwide® pet insurance members enjoy unlimited access to VetHelpline® for round-the-clock telehealth with licensed veterinary professionals.
Discounted pet medications
Save time and money when filling pet prescriptions at participating pharmacies with Nationwide PetRxExpress®.
Save on veterinary care
Nationwide® pet insurance members save 10% on every visit to a Vetco Total Care Hospital or Vetco Vaccination Clinic inside Petco.
Vetco Total Care is a full-service animal hospital that offers everything from preventive care to diagnostics and surgery.
Vetco Vaccination Clinic offers express care for vaccinations, flea/tick and heartworm prescriptions and microchipping.