Pre-existing conditions
We’re here for your pet’s health journey. It's important to note that coverage under your pet insurance policy does not start immediately upon enrollment. There is a waiting period before your pet's coverage becomes effective. Additionally, any conditions that already exist prior to enrollment will be considered to be pre-existing and not eligible for coverage. Exclusion of pre-existing conditions is crucial to consider when signing up for a new pet insurance plan to ensure that you understand your coverage.
Insurance with your pet’s future in mind
At Nationwide, we know your pet is family and keeping them healthy is your top priority. That's why we offer pet insurance that covers vaccinations through our add-on wellness plans, designed as optional coverage that can be paired with our accident and illness plans to make routine care more affordable.
The critical role of vaccinations
Regular vaccinations safeguard your pet's health and can save you from costly treatments down the line. Certain vaccines are also required by law. You’ll also ensure your pet can enjoy social activities safely as pet care facilities like groomers, doggie daycare, and boarding centers often require proof of vaccinations. With pet insurance from Nationwide that covers vaccinations, pet owners can help their dogs and cats live longer, healthier lives.
Average cost of pet vaccinations
The cost of pet vaccinations varies, but on average, owners spend around $135 annually. In the first year of your puppy or kitten’s life, vaccinations can cost up to $200 due to the need for a series of shots. Over a pet’s lifetime, the total cost of vaccinations can range between $1,000 and $2,000.** While these expenses may seem high, they help prevent far more costly treatments for serious diseases.
Pet insurance that covers vaccines
At Nationwide, we understand how important it is to keep our furry friends healthy and protected. That’s why our wellness plan options include coverage for the vaccines your pet needs for the most common, preventable diseases. With our coverage, you can focus on what matters most—keeping your pet happy and healthy—while we help with the costs.
What's covered
Our pet insurance with optional wellness coverage includes a variety of vaccinations that your vet may recommend such as:
- Rabies
- Distemper
- Parvovirus
- Canine influenza
- Canine hepatitis (adenovirus)
- Leptospirosis
- Bordetella (kennel cough)
- Lyme disease
- Feline leukemia (FeLV)
- Feline viral rhinotracheitis (FVRCP)
Additional wellness plan benefits
Nationwide’s wellness plans offer more than just vaccine coverage to help you manage your pet’s health with a range of preventive care services such as:
- Annual wellness exams
- Flea and tick prevention
- Heartworm testing and prevention
- Spay/neuter procedures
- Dental cleanings
- Routine screenings like blood work and urinalysis
How pet vaccine insurance works
Keeping your pet up to date on their vaccinations is simple with Nationwide’s pet insurance plans that cover vaccinations.
Visit any vet
When it’s time for vaccinations, take your pet to any licensed veterinarian, specialist, or clinic in the U.S. or abroad.
Submit your claim
Once your pet receives their vaccines, simply log into Nationwide’s online portal to upload the vet’s invoice and any related documents.
Get reimbursed
Nationwide’s fast claim processing means you get quick reimbursements for eligible vaccination costs covered by your plan.
Keep your pet healthy, happy, & protected
Your pet’s health is worth every bit of care. Let us make it easier for you. Explore our wellness plans with vaccination coverage and discover how Nationwide can help keep your furry family member healthy and happy for years to come.
Frequently asked questions
Most plans have a 14-day waiting period after your application is approved and payment is received. Preventive care benefits typically begin as soon as your policy becomes active, though you should check your specific policy details for any waiting periods that might apply.
Yes. Nationwide’s wellness and preventive plans have an annual coverage limit of either $450 or $800, depending on the level of coverage selected.
No, you do not need to get all vaccines in a single visit. As long as the vaccinations are part of your pet’s routine care and within the plan’s coverage limit for vaccinations, you can spread them out across multiple vet visits.
You can usually add or modify the wellness coverage at the time of policy renewal or when enrolling in a new pet health insurance policy.