This step-by-step guide will help you make a smart decision when buying pet insurance for your dog or cat.
Reimbursement is based on the treatment cost. You get back a percentage of what you paid your vet.
Reimbursement is capped at a set amount for each condition, regardless of the actual treatment cost.
Insider tip: Some other companies' percentage-based plans limit your actual reimbursement by excluding common things like exam fees. Nationwide's Whole Pet with WellnessSM covers not only common things but also uncommon things. It's the most extensive coverage availableanywhere.
Insider tip: Some pet insurers put complex restrictions on your coverage if you file a claim. With Nationwide, your coverage remains the same year after year; we don't think it’s fair to penalize you if your pet gets sick or hurt.
Insider tip: Deductibles affect value. Per-incident deductibles apply to every new claim you file before you’ll be covered. Annual deductibles need to be met just once each 12-month policy term for full coverage to kick in. Nationwide plans have either an annual deductible or no deductible.
Insider tip: Not everyone offers wellness coverage. Others only offer it if you buy a medical plan firstwhich is more expensive. Nationwide offers individual medical and wellness plans as well as a complete care plan that includes both kinds of coverage.