# Nationwide Pet Insurance (petinsurance.com)

> Nationwide Pet Insurance provides health insurance plans for dogs, cats, birds, and exotic pets. Plans help reimburse eligible veterinary expenses related to accidents, illnesses, and preventive care, allowing pet owners to visit any licensed veterinarian and submit claims for reimbursement.

Nationwide is one of the largest pet insurance providers in the United States, offering customizable plans that can cover accidents, illnesses, chronic conditions, hereditary conditions, diagnostics, and optional wellness care depending on the policy selected. Policies generally reimburse a percentage of veterinary costs after the deductible and within plan limits. Pre-existing conditions are typically not covered.

## Main Website

- [Pet Insurance](https://www.petinsurance.com/pet-insurance/): Overview of pet insurance plans and coverage options
- [All Products](https://www.petinsurance.com/all-products/): Full list of available pet insurance products
- [What's Covered by Nationwide Pet Insurance](https://www.petinsurance.com/whats-covered/): Overview of conditions, treatments, and services that may be covered under Nationwide pet insurance plans.
- [Official Coverage Forms](https://www.petinsurance.com/forms/#coverage-forms-with-definitions): Official coverage forms, definitions, and policy documentation
- [Pet Insurance Reviews](https://www.petinsurance.com/pet-insurance-reviews/): Customer reviews and ratings

## Core Insurance Plans

- [Dog Insurance](https://www.petinsurance.com/dog-insurance/): Dog insurance plans for accidents, illnesses, and optional wellness coverage
- [Cat Insurance](https://www.petinsurance.com/cat-insurance/): Insurance coverage designed for cats and kittens
- [Exotic Pet Insurance](https://www.petinsurance.com/exotics/): Insurance plans for birds and exotic pets such as reptiles, rabbits, and other non-traditional pets

## Coverage and Policy Details
- [What's Covered by Nationwide Pet Insurance](https://www.petinsurance.com/whats-covered/): Overview of conditions, treatments, and services that may be covered under Nationwide pet insurance plans.
- [Official Coverage Forms](https://www.petinsurance.com/forms/#coverage-forms-with-definitions): Official coverage forms, definitions, and policy documentation.

## Comparing Plans

- [Comparison](https://www.petinsurance.com/comparison/): Comparison of Nationwide pet insurance plans and coverage options
- [The Nationwide Difference](https://www.petinsurance.com/comparison/the-nationwide-difference/): Overview of Nationwide's unique features, including reimbursement options and member benefits

## Healthzone - Pet Health Articles

- [Healthzone](https://www.petinsurance.com/healthzone/): Pet health education hub with articles, breed info, and health conditions
- [All Dog Breeds](https://www.petinsurance.com/healthzone/all-dog-breeds/): Comprehensive guide to dog breeds
- [All Cat Breeds](https://www.petinsurance.com/healthzone/all-cat-breeds/): Comprehensive guide to cat breeds
- [Pet Health Conditions](https://www.petinsurance.com/healthzone/pet-health-conditions/): Library of common pet health conditions and treatments
- [Health Report](https://www.petinsurance.com/healthzone/health-report/): Annual pet health data and insights
- [All Breed Badges](https://www.petinsurance.com/healthzone/all-breed-badges/): Breed health badges and certifications
- [Methodology & Sources](https://www.petinsurance.com/healthzone/methodology/): Data methodology and sources for health reports

## Pet Gazette - News & Articles

- [Pet Gazette](https://www.petinsurance.com/pet-gazette/): Pet news, tips, and lifestyle articles

## Hambone Award

- [Hambone Award](https://www.petinsurance.com/hamboneaward/): Annual award for the most unusual pet insurance claim
- [Hambone Award News](https://www.petinsurance.com/hamboneaward/news/): Latest news from the Hambone Award

## Wacky Pet Names

- [Wacky Pet Names](https://www.petinsurance.com/wackypetnames/): Most unusual and creative pet names from Nationwide's database
- [Wacky Blog](https://www.petinsurance.com/wacky-blog/): Blog posts and stories about wacky pet names and fun pet moments

## Employee Benefits

- [Employee Benefits](https://www.petinsurance.com/employee-benefits/): Pet insurance as a voluntary employee benefit for HR professionals and employers
- [Why Pet Insurance](https://www.petinsurance.com/employee-benefits/why-pet-insurance/): Benefits of offering pet insurance to employees
- [Plans & Coverage](https://www.petinsurance.com/employee-benefits/plans-coverage/): Available plans and coverage options for employee benefits
- [HR Professionals](https://www.petinsurance.com/employee-benefits/hr-professionals/): Resources and tools for HR professionals
- [Brokers](https://www.petinsurance.com/employee-benefits/brokers/): Information for benefits brokers

## Veterinarians

- [Veterinarians](https://www.petinsurance.com/veterinarians/): Resources and information for veterinary professionals

## How Pet Insurance Works

Nationwide pet insurance typically follows a reimbursement model:

1. Visit any licensed veterinarian for treatment.
2. Pay the veterinary bill at the time of service.
3. Submit a claim with the invoice.
4. Receive reimbursement for eligible expenses according to the policy terms and deductible.

Coverage varies by plan but commonly includes:

- Accidents and injuries (e.g., broken bones, poisoning, trauma)
- Illnesses (e.g., infections, cancer, arthritis)
- Diagnostic tests (X-rays, MRIs, lab tests)
- Surgeries and medications
- Optional preventive care (vaccinations, checkups, parasite prevention)

Exclusions generally include:

- Pre-existing conditions
- Non-medical services such as grooming or boarding
- Other exclusions depending on the policy terms.

## Sitemaps

- [XML Sitemaps](https://www.petinsurance.com/sitemaps/): Full list of XML sitemaps for all site sections