Dog insurance plans

by Nationwide®

We believe every dog deserves the best health care

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We offer dog health insurance plans that cover everything from injuries and illnesses to wellness and preventive care, so you can choose the best pet insurance for your needs.

More coverage for your dog than you’ll find anywhere else

With nearly four decades of experience protecting dogs, we know that coverage counts. That’s why we offer the best coverage for the best value.

Every Nationwide pet insurance member enjoys:

Important disclosures: Some exclusions may apply. For example, certain coverages may be excluded due to pre-existing or chronic conditions, or hereditary or congenital disorders. Other exclusions may apply. Please refer to the exclusions section of the policy for more information. Coverage limitations from waiting periods, deductibles, coinsurance, or policy limits may also apply. Premiums may increase at renewal based on various factors like a pet’s age, breed, location, or claim history depending on the plan selected. Wellness plans not available in all states.

Nationwide pet insurance has been a safety net. We know that we have support when needed.

- Molly, pet parent of Sunny

Dog Insurance Health Wellness Head Image Image

Health & wellness for adult dogs

This life stage is about settling into routines. You usually know what to expect with your dog—but they can still make you laugh with those random bursts of puppy energy. Keep up with their health and wellness to help mitigate future illnesses.

FAQs about pet insurance

The monthly premium for a dog insurance plan depends on the type of coverage selected but starts at around $16/month.

As a pet parent, you want to make sure providing the best care possible for your dog doesn't become a financial burden. Pet insurance policies reimburse you for your pet's medical care so you can focus on keeping your pet healthy—not on what it costs.

It’s a good idea to enroll your dog in a pet insurance plan as early as possible, before chronic conditions develop, or your dog needs any medical care that could put limitations on your coverage. If you have an upcoming veterinary appointment, make sure you factor in the waiting period before coverage begins.

Unfortunately, pet insurance companies don’t generally cover pre-existing conditions. However, Nationwide does allow members to request reviews of pre-existing conditions that have been cured, in which case an exception may be added so the condition would be covered.

The annual limit for reimbursement depends on the product and coverage level selected. See policy documents for details.

A lot of pet insurance companies have come and gone. The key to picking one you can count on is stability and experience. Some insurance companies pay to use the names of well-known organizations. With Nationwide, what you see is what you get: one of the largest and most trusted financial services companies in the world.

Pet insurance policies reimburse you for your dog’s veterinary care—including medical costs for accidents and illnesses and even wellness care. With Nationwide, you’re free to use any licensed veterinarian.

Prescription food is covered under certain plan types or can be added to other plans with the purchase of an optional rider. Call our sales team to learn more about prescription food coverage options.

Yes, depending on the type of coverage you select.

You’re free to use any licensed veterinarian, including specialists and emergency providers.

Wellness coverage for routine care is available, including physical exams, vaccinations, flea/tick preventives and more.

The amount of coverage you choose depends on your budget and your pet’s breed. Factors to consider include how much medical care is typical for your pet’s breed, and whether you want wellness coverage for expected costs like checkups and vaccinations.

You can add or reduce coverage during your annual policy renewal period. Note: Certain coverage or product upgrades may require underwriting review.