what’s covered.
Out of millions of claims we receive each year, these are the 50 most commonly
claimed conditions and their typical benefit allowances. Allowances may vary by state.

*Benefit allowances may vary by state.


  • coverage checker

    Don't see the condition you're looking for above? Use our convenient coverage checker for details on specific conditions and procedures or download a benefit schedule by visiting our forms page.

  • what's not covered

    We work hard to provide the best value on all of our plans. To help keep our policies affordable there are some things we just don't cover. See the what's not covered page for more information.




Insurance plans are offered and administered by Veterinary Pet Insurance Company in California and DVM Insurance Agency in all other states. Underwritten by Veterinary Pet Insurance Company (CA), Brea, CA, an A.M. Best A rated company (2013); National Casualty Company (all other states), Madison, WI, an A.M. Best A+ rated company (2014). Veterinary Pet Insurance, VPI and the cat/dog logo are service marks of Veterinary Pet Insurance Company. Nationwide, the Nationwide N and Eagle, and Nationwide Is On Your Side are service marks of Nationwide Mutual Insurance Company. ©2014 Veterinary Pet Insurance Company and Nationwide.