As with people, routine wellness check-ups and a healthy lifestyle can greatly improve the length and quality of your pet’s life.  That is why VPI began offering wellness coverage in 1998 as an add-on, or rider, to our pet health insurance products.

WellCare Different Than Regular Insurance 

WellCare functions differently than insurance. It is designed to encourage policyholders to regularly seek routine medical care for their pets and is more like a prepaid savings account. VPI’s WellCare plans offer a set amount of benefits for a flat premium. When you use all of the benefits available with VPI’s WellCare plans, you can actually receive more money in reimbursements than you spend on the rider. 

Three Reasons Why 

I believe our customers like our WellCare riders for several reasons.

1. These plans provide more predictability in the cash flow set aside to care for pet health. 
2. They illustrate to policyholders that their pet insurance policy is working for them. 
3. They give policyholders an incentive to take their pets to the veterinarian for routine care.

While we at VPI encourage WellCare coverage for all of these reasons, the most important reason is the third. Knowing you will be reimbursed for a portion of your pet’s routine health care gives you more incentive to get your pet routine checkups and preventive procedures such as vaccinations. 

“VPI’s current Pet WellCare Protection riders provide reimbursement for two annual checkups, which supports the veterinary community’s recommendation of two office visits per year.”

VPI’s current Pet WellCare Protection riders provide reimbursement for two annual checkups, which supports the veterinary community’s recommendation of two office visits per year. We believe it is important to use these policy benefits because our pets age faster than we do, and therefore require more frequent medical attention. 

Early Prevention 

Routine preventive care can help ensure your pet lives a long healthy life.  Like humans, pets’ lives can be extended by early detection and treatment of disease.  While most of us would like to save for our pet’s medical attention and other expenses, we can all too easily find other uses for the money that seem to take priority.  A WellCare plan will encourage you to provide optimal routine care for your pet and ensure there are funds available for that care.

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The Purpose of Pet Health Insurance, The Advantages of a Benefit Schedule, The Importance of Company History, Is In-House Veterinary Expertise Important?, Future VPI Products, Why VPI Doesn't Cover Certain Hereditary And Congenital Conditons, Not All Pet Health Insurance Companies are Regulated, When Should Your Veterinarian Be Involved In Your Pet Insurance Policy?