Cosmos Testimonial | Pet Stories

Cosmo's Testimonial

An Emergency Survival Story

Cosmo "While playing in the park, Cosmo suddenly dropped his ball, and started pacing and dry heaving. We rushed him to our vet clinic immediately. He was suffering from Gastro Dilatation Vovulous, a very acute, critical stomach bloat typical in large breed dogs. Within 30 minutes, Cosmo was in surgery. His stomach was surgically repaired, he received two transfusions and was treated for lethargy and dehydration. We would have done the surgery regardless, but knowing that I had VPI Pet Insurance made a terrible situation better. It is a bargain for the peace of mind you have knowing VPI is there to help."

VPI reimbursed the Layton family $2,355 for Cosmo's procedures.

Veterinary invoice*

Amount paid by policyholder

Benefit schedule allowance
per-incident**

Amount reimbursed by VPI under the pet’s Superior Plan

Comprehensive exam, treatment fees

$2740.48

$2091.00

$2091.00

Testing

$675.50

$436.00

$436.00

Anesthesia

$487.25

$140.00

$140.00

Total claim amount filed with VPI

$3903.23

VPI per-incident deductible

-$50.00

Sub-total of eligible expenses

$2617.00

Eligible expenses x 90% = total reimbursement

$2355.00

VPI pays 90% of covered veterinary expenses up to the benefit schedule allowance, less your $50 per-incident deductible.

Always Be Prepared
As a pet owner, understanding the risks and dangers to your pet’s health is essential for providing responsible care.

In an emergency, critical decisions must be made in a timely manner—and cost should not be a factor.

VPI Pet Insurance Is Here To Help
VPI protects your family against unexpected veterinary expenses. We provide reimbursement coverage for your pet's eligible medical treatments, surgeries, lab fees, X-rays, prescriptions and more.

Buy A Policy Today...Before You Need One!
When you enroll your pet, VPI believes you’re not just buying a policy—you’re also joining a family of professionals with decades of pet health knowledge, expertise and service dedication. Get a free quote or enroll today.

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*Veterinary fees vary state to state, per your veterinarian’s discretion.
**The benefit allowance amount replenishes with each new incident and with each new annual policy renewal. An incident is a new condition that causes you to consult a veterinarian. Chronic or ongoing conditions, such as allergic dermatitis, are considered to be one incident no matter how many times a veterinarian is consulted.