• See any licensed veterinarian worldwide versus see certain doctors.
• Pay at the time of service versus make a co-pay.
• File a VPI claim for reimbursement versus using a medical card and number.

Fact: Pet insurance is much less expensive than human health insurance. Employers typically pay 80% - 90% of an employee's health insurance. A government survey* showed that small companies paid an average premium of $3,003.31 per employee for health insurance coverage. However, the average contribution by an employee was only $396.12. The average base VPI medical plan for a dog is between $22 and $28 per month, and between $15 and $18 per month for a cat. Pet WellCare Protection℠ rider is an additional monthly fee that varies by state based on availability.

*Source: 2000 Employer-Sponsored Health Insurance Survey

Fact: Young pets are like babies and toddlers. They lack full coordination, so they are more likely to fall. They aren't experienced in knowing which situations can hurt them. And they are so small they don't know when they're in the way. It's always better to enroll them when they're young and before pre-existing conditions develop, or accidents and illness occurs.

VPI accepts applications for dogs and cats as young as six weeks old. Dogs and cats 10 years or older are not eligible for new enrollment.