Veterinary Pet Insurance (VPI) - Dog Insurance, Cat Insurance, Pet Health Insurance

888-899-4VPI

Ten Things To Ask Before Buying Pet Insurance

Make an educated decision about pet insurance. Get answers to the most important questions all pet owners should consider when looking for dog insurance or cat insurance.

1.	Does the company have stability and proven success? Veterinary Pet Insurance is the nation's oldest and largest provider, and has served more than one million pet owners since 1982. Be sure to find out how long have the other companies you're researching have been in business. Have they been around long enough to have insured the lifetime health of even one customer's pet?
2.	Does the company employ certified and trained professionals? VPI employs ten licensed veterinarians and more than 60 veterinary technicians, and has the largest and most professional sales and service staff in the industry. As a customer, you should expect that your pet health insurance provider has enough trained and qualified people to back their promises.
3.	Does the company receive veterinary recognition? In a study conducted by ACI Custom Research, 9 out of ten veterinarians who recommend pet insurance recommend VPI. We have an established relationship with the veterinary community and do not pay veterinarians for recommending our policies. Does your veterinarian trust other pet health insurance providers?
4.	Are you offered annual policies with honest renewal terms? VPI policies have a one year term so your rate, coverage and benefits are guaranteed for one year. Our premium increases are based on your pet's age, not the amount of veterinary claims filed. Are other companies going to increase your premium due to submitted claims or on a quarterly basis?
5.	Will you receive renewable benefits? Unlike other pet insurance companies, VPI does not consider conditions treated to be "pre-existing" upon renewal. In addition, VPI policies have a benefit allowance which renews with each new incident. Make sure the company you choose protects your pet with the same coverage year to year.
6.	Do you understand how reimbursements are determined? Other pet insurance providers enforce "reasonable and customary fees" which aren't disclosed to policyholders and can change based on the insurer's personal discretion. VPI's benefit schedule clearly lists how much is available for reimbursement per incident.
7.	Does the company specify coverage exclusions? VPI covers pre-existing conditions, as long as the condition is temporary and has been proven to be cured for at least six months. Certain breed-specific hereditary conditions are not covered by a VPI medical policy. As a customer you should know how your policy works.
8.	Does the company provide broad coverage and unlimited benefits? VPI offers unlimited benefits for the lifetime of your pet, rather than imposing a lifetime cap on policyholder benefits. Be aware of "extra" coverage other pet health insurance providers may require you to buy. Do other companies offer coverage this broad?
9.	Does the company believe in routine care for your pet? VPI offers Pet WellCare Protection coverage that provides reimbursements for common procedures including wellness exams, vaccinations, heartworm protection, spay/neuter and much more. Make sure your pet insurance provider helps you extend the lifetime of your pet by supporting routine preventive care.
10.	Are you limited to a veterinary network or required to pre-certify? VPI does not require pre-certification prior to your pet's veterinary treatment, no matter what the cost, and you have the freedom to use the veterinarian of your choice. Rest assured that with VPI your pet health insurance has no boundaries. Do other companies try to limit your choices and options?

Don't wait until your next vet bill arrives!
Find out what's covered or learn more about our dog insurance or cat insurance plans today. You can also obtain a free quote or enroll online. With our 10-day, 100% money back guarantee, why wait? Get peace of mind knowing you're protected by America's #1 Trusted Choice.

Download the VPI Pet Insurance Buyer's Guide (41 KB)

*In order to view PDF documents, you must have Adobe Acrobat Reader installed on your computer. If you don't have Adobe Acrobat Reader you can download it by clicking the icon below.

Print this page:

The Nation's Oldest and Largest Provider of Pet Health Insurance

Underwritten by: Veterinary Pet Insurance Company (CA), Brea, CA
National Casualty Company (Nat'l), Madison, WI an A+15 rated company
© 2001 - 2008 Veterinary Pet Insurance Company • Privacy Policy • Underwriting Information

Products available through this site are only available for residents of the United States.