VPI Superior Plan for Cats
Our most popular plan for cats, the VPI Superior Plan is designed to be there when you need it most—during unexpected accidents or illnesses. You’ll receive the highest reimbursement for eligible veterinary expenses such as accidental injuries, emergencies and illnesses, including cancer. This plan is ideal for those seeking maximum reimbursement for their cat’s veterinary treatments.
Real-Life Examples
Hyperthyroidism Scare
Want to know how a VPI insurance policy can help? Here is an example of an actual claim filed by a VPI Superior Plan policyholder.
Clawdius’ sudden weight loss wasn’t a result of a new diet. A visit to his veterinarian revealed that he was in the initial stages of hyperthyroidism. This is how his claim was paid under the VPI Superior Plan.
Clawdius’ Adjusted Claim
| Procedures and Products |
Fees* |
VPI Superior Plan Benefit Allowance** |
| Exam and treatment fees (surgery and medications) |
$925.00 |
$993.00 |
| Testing |
$203.00 |
$268.00 |
| Special testing (thyroid scan) |
$335.00 |
$300.00 |
| Anesthesia |
$61.00 |
$100.00 |
| Subtotal: |
$1,524.00 |
|
| Less deductible |
-$50.00 |
|
| Eligible expenses |
$1,439.00 |
|
Total reimbursement: $1,295.10 ($1,439.00 x 90%)†
Enhance Your Coverage Options
Want even more coverage? Increase the benefits for your cat’s Superior Plan by adding one of our optional CareGuardSM riders.
Option 1
Superior Plan
- Accidents
- Illnesses
- X-rays
- Surgeries
- Cancer
- Prescriptions
- Hospitalization
Option 2
Superior Plan + CareGuardSM Core
- Accidents
- Illnesses
- X-rays
- Surgeries
- Cancer
- Prescriptions
- Hospitalization
- Vaccinations
- Heartworm
- Flea control
Option 3
Superior Plan + CareGuardSM Premier
- Accidents
- Illnesses
- X-rays
- Surgeries
- Cancer
- Prescriptions
- Hospitalization
- Vaccinations
- Heartworm
- Flea control
- Urinalysis
- Dental or spay/neuter
VPI Enhanced Cancer Rider
VPI’s plans already include cancer coverage benefits for conditions such as skin cancer, bone cancer and leukemia. For those seeking more protection, VPI offers a cancer rider, which increases the plan’s reimbursement benefits. This optional supplemental coverage is available during the online enrollment process.
*Veterinary fees vary state to state, per your veterinarian’s discretion.
**The benefit allowance amount replenishes with each new incident or with each new annual policy renewal, depending on the policy type selected. An incident is a new condition that causes you to consult a veterinarian. Chronic or ongoing conditions, such as allergic dermatitis, are considered to be one incident no matter how many times a veterinarian is consulted.
†VPI pays 90% of covered veterinary expenses up to the benefit schedule allowance, or 90% of your covered invoice amount, whichever is less, minus your $50 per-incident deductible.