VPI Standard Plan for Cats

Budget-Friendly Protection for Your Cats

An economical plan that offers a moderate level of reimbursement for your cat’s eligible veterinary expenses, the VPI Standard Plan is designed to be there when you need it most—during unexpected accidents or illnesses. You’ll receive reimbursement for accidental injuries and illnesses, including cancer. This plan is ideal for those who want peace of mind yet seek more affordable coverage for their cat’s veterinary treatments.

Real-Life Examples

Hyperthyroidism Scare

Want to know how a VPI insurance policy can help? Here is an example of an actual claim filed by a VPI policyholder.

Clawdius’ sudden weight loss wasn’t a result of a new diet. A visit to his veterinarian revealed that he was in the initial stages of hyperthyroidism. Although Clawdius has a Superior Plan, this example shows how his claim would have been reimbursed under the VPI Standard Plan.

Clawdius’ Adjusted Claim

Procedures and Products	Fees*	VPI Standard Plan Benefit Allowance**
Exam and treatment fees (surgery and medications)	$925.00	$596.00
Testing	$538.00	$295.00
Anesthesia	$61.00	$60.00
Subtotal:	$1,524.00	$951.00
Less deductible		-$50.00
Eligible expenses		$901.00

Total reimbursement: $810.90($901.00 x 90%)^†
Click here to compare Clawdius' reimbursement under the Superior Plan.

Enhance Your Coverage Options

Want even more coverage? Increase the benefits for your cat’s Standard Plan by adding one of our optional CareGuard^SM riders.

VPI Enhanced Cancer Rider

VPI’s plans already include cancer coverage benefits for conditions such as skin cancer, bone cancer and leukemia. For those seeking more protection, VPI offers a cancer rider, which increases the plan’s reimbursement benefits. This optional supplemental coverage is available during the online enrollment process.

^*Veterinary fees vary state to state, per your veterinarian’s discretion.

^**The benefit allowance amount replenishes with each new incident or with each new annual policy renewal, depending on the policy type selected. An incident is a new condition that causes you to consult a veterinarian. Chronic or ongoing conditions, such as allergic dermatitis, are considered to be one incident no matter how many times a veterinarian is consulted.

^†VPI pays 90% of covered veterinary expenses up to the benefit schedule allowance, or 90% of your covered invoice amount, whichever is less, minus your $50 per-incident deductible.