How Toby’s Broken Leg Didn’t Break the Bank
Toblerone’s Emergency Survival Story
We were visiting friends out of state and playing in the snow when Toblerone jumped up to catch a snowball. When he came down, he twisted his leg and we heard a snap like a broomstick. He immediately started screaming and limping and we rushed him to an emergency clinic. The vet at the clinic took one look at him and told us that we would have to see an orthopedist.
So, the next day, in the middle of a blizzard, my husband drove 200 miles to a veterinary orthopedist. Toby had a spiral fracture and needed surgery to put a pin in his leg. Toby is back up to walking three miles a day and he doesn’t even have a limp. There were so many things that could have been worse, including no VPI, but I was just so thankful for the way things turned out. VPI covered so much more than what I expected; it really helped us financially. After this I just think people would have to be insane not to have VPI for their pets. Thank you so much!
—The Hanson Family
VPI reimbursed the Hanson family $1,002 for Toby’s procedures
Toblerone’s Veterinary Expenses
| Procedures and Products |
Fees* |
VPI Superior Plan Benefit Allowance** |
Eligible Amount |
| Exam and treatment fees (surgery and medications) |
$838.64 |
$897.00 |
$838.64 |
| Testing |
$215.00 |
$225.00 |
$215.00 |
| Anesthesia |
$124.56 |
$110.00 |
$110.00 |
| Subtotal: |
$1,178.20 |
|
$1,163.64 |
| Less deductible |
|
|
-$50.00 |
| Eligible expenses |
|
|
$1,113.64 |
Total reimbursement: $1,002.28($1,113.64 x 90%)†
Always Be Prepared
As a pet owner, understanding the risks and dangers to your pet’s health is essential for providing responsible care. In an emergency, critical decisions must be made in a timely manner—and cost should not be a factor.
VPI Is Here to Help
VPI protects your family against unexpected veterinary expenses. We provide reimbursement coverage for your pet's eligible medical treatments, surgeries, lab fees, X-rays, prescriptions and more.
When you enroll your pet, VPI believes you’re not just buying a policy—you’re also joining a family of professionals with decades of pet health knowledge, expertise and service dedication. Get a
free quote or enroll today.
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*Veterinary fees vary state to state, per your veterinarian’s discretion.
**The benefit allowance amount replenishes with each new incident or with each new annual policy renewal, depending on the policy type selected. An incident is a new condition that causes you to consult a veterinarian. Chronic or ongoing conditions, such as allergic dermatitis, are considered to be one incident no matter how many times a veterinarian is consulted.
†VPI pays 90% of covered veterinary expenses up to the benefit schedule allowance, or 90% of your covered invoice amount, whichever is less, minus your $50 per-incident deductible.