Sam’s Not-So-Routine Dental Cleaning
Sam’s Emergency Survival Story
During a routine dental cleaning, a malignant tumor was discovered under Sam’s tongue. It was immediately removed and he began treatment for the cancer. Even though we’re confident the cancer is gone, Sam goes in every three months for a checkup. Thanks to the routine cleaning, we caught the cancer before it could spread. We owe a big thanks to VPI Pet Insurance for helping with the cost of keeping our Sam healthy.
—The Malbrough Family
VPI reimbursed the Malbrough family $295 for Sam’s procedures
Sam’s Veterinary Expenses
| Procedures and Products |
Fees* |
VPI Superior Plan Benefit Allowance** |
Eligible Amount |
| Exam and treatment fees (surgery and medications) |
$113.05 |
$148.00 |
$113.05 |
| Testing |
$132.75 |
$134.00 |
$132.75 |
| Anesthesia |
$60.00 |
$108.00 |
$60.00 |
| Subtotal: |
$305.80 |
|
$305.80 |
| Less deductible |
|
|
-$50.00 |
| Eligible expenses |
|
|
$255.80 |
| Routine care coverage:** Dental cleaning |
|
|
+$65.00 |
Total reimbursement: $295.22($255.80 x 90% + $65)†
**VPI reimburses routine care costs based on the CareGuardSM benefit schedule amount. No deductible or copay applies. Sam’s reimbursement was based on the 2006 routine care benefit schedule amount.
Always Be Prepared
As a pet owner, understanding the risks and dangers to your pet’s health is essential for providing responsible care. In an emergency, critical decisions must be made in a timely manner—and cost should not be a factor.
VPI is Here to Help
VPI protects your family against unexpected veterinary expenses. We provide reimbursement coverage for your pet's eligible medical treatments, surgeries, lab fees, X-rays, prescriptions and more.
When you enroll your pet, VPI believes you’re not just buying a policy—you’re also joining a family of professionals with decades of pet health knowledge, expertise and service dedication. Get a
free quote or enroll today.
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*Veterinary fees vary state to state, per your veterinarian’s discretion.
**The benefit allowance amount replenishes with each new incident or with each new annual policy renewal, depending on the policy type selected. An incident is a new condition that causes you to consult a veterinarian. Chronic or ongoing conditions, such as allergic dermatitis, are considered to be one incident no matter how many times a veterinarian is consulted.
†VPI pays 90% of covered veterinary expenses up to the benefit schedule allowance, or 90% of your covered invoice amount, whichever is less, minus your $50 per-incident deductible.