Two Terriers’ Taste for Trouble
Pepper and Ginger’s Emergency Survival Story
We were having trouble with a gopher in the backyard so, unbeknownst to me, my husband put some poison in the gopher hole, filled it in, and placed several heavy flagstones over the top to keep our terriers away. That night, Pepper and Ginger went out for their potty breaks. An hour later, they both started throwing up violently. My husband walked to the backyard and noticed the dogs had moved the flagstones and dug up the poison. Turns out there is something in the poison that makes it smell and taste good.
That night, Ginger and Pepper were put on IVs and had their livers monitored for several days. It took a while before they fully recovered. It was expensive, but at the time we didn’t think about the cost; we just thought we’d do anything to save our dogs. It was nice to know we had VPI Pet Insurance to help with the expense. We will always be more careful with what we put in the yard and, thankfully, we will always have VPI.
—The Rusnak Family
VPI reimbursed the Rusnak family $1,137 for Pepper and Ginger’s procedures
Pepper and Ginger’s Veterinary Expenses
| Procedures and Products |
Fees* |
VPI Superior Plan Benefit Allowance** |
Eligible Amount |
| Exam and treatment fees (surgery and medications) |
$606.00 |
$535.00 |
$535.00 |
| Testing |
$323.50 |
$147.00 |
$147.00 |
| Subtotal: |
$929.50 |
|
$682.00 |
| Less deductible |
|
|
-$50.00 |
| Eligible expenses |
|
|
$632.00 |
Total reimbursement:$1,137.60($632.00 x 90% = $568)†
$568 per pet × 2
Always Be Prepared
As a pet owner, understanding the risks and dangers to your pet’s health is essential for providing responsible care. In an emergency, critical decisions must be made in a timely manner—and cost should not be a factor.
VPI Is Here to Help
VPI protects your family against unexpected veterinary expenses. We provide reimbursement coverage for your pet's eligible medical treatments, surgeries, lab fees, X-rays, prescriptions and more.
When you enroll your pet, VPI believes you’re not just buying a policy—you’re also joining a family of professionals with decades of pet health knowledge, expertise and service dedication. Get a
free quote or enroll today.
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*Veterinary fees vary state to state, per your veterinarian’s discretion.
**The benefit allowance amount replenishes with each new incident or with each new annual policy renewal, depending on the policy type selected. An incident is a new condition that causes you to consult a veterinarian. Chronic or ongoing conditions, such as allergic dermatitis, are considered to be one incident no matter how many times a veterinarian is consulted.
†VPI pays 90% of covered veterinary expenses up to the benefit schedule allowance, or 90% of your covered invoice amount, whichever is less, minus your $50 per-incident deductible.